For the first time in years, first-time home buyers across British Columbia are negotiating from strength. Here’s where your leverage comes from, the one risk you can’t negotiate, and what to do next. The short answer: BC home sales are running about 26% below normal, listings are near decade highs, and first-time buyer programs can […]

Construction Financing Solutions in BC: A 2026 Guide for Builders and Homeowners Building in BC? Learn how construction mortgages, progress draws, lien holdbacks and 2026 GST rebates work, and how a BC mortgage broker can fund your build. The right construction financing in BC can be the difference between a build that finishes on time […]

In a recent testimony before the House of Commons finance committee, Bank of Canada Governor Tiff Macklem emphasized that while Canadian interest rates don’t necessarily have to mirror those of the U.S. or global rates, they must remain within a certain range. Macklem stated, “Our interest rates in Canada don’t need to be the same […]

The year 2024 is gearing up to be an exciting one, especially for those in the real estate market. According to a recent article by Ted Rechtshaffen in the Financial Post, the headline boldly declares, “Interest rate cuts will be the story of 2024.” In this simplified version, we’ll break down the key highlights and […]

  As a first-time homebuyer in Metro Vancouver, the process of purchasing your first home can be both exciting and overwhelming. With the city’s competitive housing market and high home prices, it can be challenging to navigate the home buying process without the right guidance. That’s where I can help. Here are some top tips […]